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Union College

Schenectady, NY

Union College at a glance

Union College is a private university in Schenectady, New York with 2,065 students (IPEDS, fall 2024 enrollment). It admitted 44% of applicants (IPEDS, applicants for fall 2024). Its published tuition is $69,039 (IPEDS, charges for academic year 2024-25); students who received federal aid paid an average net price of $36,000 a year after grants (College Scorecard, a prior cohort). 80% of students finish within the federal tracking window (IPEDS, Graduation Rates 2024 collection: 4-year cohort 2018, 2-year cohort 2021); 45% of students take federal loans, and borrowers leave with a median $25,337 (College Scorecard).

Tuition

$69,039

2024-25

Acceptance

44%

Fall 2024 applicants

Students

2,065

Fall 2024

Type

University

Setting

Urban

Cost & Financial Aid

In-State Tuition

$69,039

Out-of-State Tuition

$69,039

Avg On-Campus Living

$17,010

Avg Off-Campus Living

$15,510

Financial Aid & Outcomes

College Scorecard

What will it actually cost?

Sticker price: $86,049
Net price (after aid): $36,000

Most students pay the net price after financial aid, not the sticker price.

Net price by family income

$0 – $30k: $15,257
$30k – $48k: $15,506
$48k – $75k: $21,768
$75k – $110k: $28,376 (above the federal borrowing ceiling)
$110k+: $48,517 (above the federal borrowing ceiling)

Can federal loans cover it? (2026 limits)

For families earning $75k – $110k, $110k+, the average net price here is above the $25,500 a first-year dependent student and their parents can borrow federally from 1 July 2026, by up to $23,017. That part has to come from savings, income, work, or private loans.

The ceiling is $5,500 in the student’s own Direct Loan plus up to $20,000 in Parent PLUS, which requires that the parent has no adverse credit history. Net prices are averages for a prior cohort of aid recipients, not a quote. Source: Federal Student Aid loan limits. Where this gap is largest.

After graduation

Median earnings (10yr): $88,604
Median debt at graduation: $25,337
Est. monthly loan payment: $269

Earnings-to-debt ratio

Strong · 3.5×

Graduates earn about 3.5× their median debt every year.

Financial access

Students on Pell Grants: 13%

Pell Grants are federal aid for students from low-income families.

Students with federal loans: 45%

Share of students who borrowed to pay for school.

Some fields may not be reported by this institution. Verify final details with the school directly.

How does cost line up with outcomes across colleges? See our analysis of college cost vs. graduation and earnings, an association shaped by selectivity and sector, not proof a pricier college pays off.

FAFSA earnings check

: Not flagged

Union College does not trigger the FAFSA's "lower earnings" notice. Its graduates' median earnings four years after completing were $86,036, above the $34,635 median for high school graduates aged 25 to 34 nationally. The Department uses the national figure for a college that mostly enrolls out-of-state students or operates in several states.

This is one figure for the whole institution, not for any program: earnings differ by credential and field. It covers graduates who completed in 2017-18 and 2018-19, received federal aid, and were working and not enrolled when earnings were measured in 2022 and 2023, in January 2026 dollars. The Department says the notice is informational only: it does not change aid eligibility. Source: U.S. Department of Education, FSA Data Center, March 2026 release. Which colleges are flagged, and what changed.

Which New York schools are flagged now

Student Outcomes

Graduation Rate

80%

Freshman Retention

89%

Source: IPEDS, charges for academic year 2024-25 (provisional release)

Final aid offers, scholarships, and net price vary per family. Always verify with the school's financial aid office.

Scholarships available

Decision support · Cost & value

Quick Decision Highlights

The strongest cost, aid, and value reasons to consider this school.

Outcomes

Strong post-grad earnings

Median earnings 10 yrs out are above the graduate average.

This school$88.6k
National avg$48k
Source: IPEDS 2024

Strong completion rate

80% above avg

Strong year-1 retention

89% above avg

Scholarships available

Aid signal

Affordability snapshot

Tuition

$69k

Net price

$36k

Pell

13%

Median debt

$25.3k

Earnings (10y)

$88.6k

above avg

“Avg” comparisons reference national IPEDS / College Scorecard averages (~2022–23); figures are directional and vary by school and year.

Admissions

Acceptance rate

44%

SAT range

1310 - 1480

ACT range

29 - 33

Source: IPEDS, applicants for fall 2024 (provisional release)

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Location

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UniversitiesCommunity Colleges1 school

Institution does not report this

Schenectady, NY 12308

Academics

Studying online

CampusPin has no verified federal record of distance-education enrolment at this institution. That is a gap in the evidence, not a sign that online study is unavailable, so ask the college directly.

CampusPin has no verified record of the fields this institution conferred credentials in. That is a gap in what CampusPin can evidence, not a statement that it teaches nothing, so confirm what it offers with the college directly.

Campus & Student Life

Area Safety Rating

Decision support

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Frequently asked questions

About Union College

Built from CampusPin profile data. Always verify final admissions, cost, financial aid, and program details with the institution before applying. See our data methodology and data dictionary.

Where is Union College located?
Union College is located in Schenectady, NY, in the United States.
What type of institution is Union College?
Union College is a private university based in NY. CampusPin classifies institutions as either four-year universities or two-year community colleges, with control labeled public or private.
What is the acceptance rate at Union College?
The most recently reported acceptance rate at Union College is approximately 44% (IPEDS, applicants for fall 2024). Acceptance rate signals selectivity but does not predict any individual applicant's outcome and is not a measure of school quality. CampusPin reports the federally-published value; verify the current cycle with the institution.
What is the tuition at Union College?
Union College's published in-state tuition is approximately $69,039 per year (IPEDS, charges for academic year 2024-25). This is the published price before financial aid; the net price most students actually pay is typically lower. Verify the current academic-year tuition with the institution before applying.
How many students attend Union College?
Union College reports total enrollment of approximately 2,065 students (undergraduate plus graduate) (IPEDS, fall 2024 enrollment). Total enrollment is a useful sizing signal, see the institutional profile for additional breakdowns when available.
How much does Union College actually cost after financial aid?
The average net price at Union College is approximately $36,000 per year. Net price is the total cost of attendance minus grants and scholarships that never have to be repaid, so it is what students actually paid rather than the published sticker price. What families pay varies with income: students from families earning under $30,000 paid about $15,257 on average, and those from families earning $110,000 or more about $48,517. These are averages for students who received federal aid in a prior cohort, not a quote for any individual family. Run the institution's own Net Price Calculator for a figure specific to you.
What is the graduation rate at Union College?
Union College reports a graduation rate of approximately 80% (IPEDS, Graduation Rates 2024 collection: 4-year cohort 2018, 2-year cohort 2021). This measures the share of a prior entering cohort who completed their degree within the federal tracking window. It reflects who enrolls as much as what the institution does, so it is not on its own a measure of teaching quality, and it is not comparable across institutions serving very different students.
How much student debt do graduates of Union College have?
Students who borrowed at Union College left with a median of approximately $25,337 in federal loans, and about 45% of students took federal loans at all. Both numbers matter: a median describes only the students who borrowed, so it reads very differently at a school where most students borrow than at one where few do. Federal loans only, so private and parent borrowing are not included.
How much do graduates of Union College earn?
Median earnings approximately ten years after entry are $88,604 for students who received federal financial aid at Union College. This reflects the mix of programs the institution offers and the students who enroll, not the effect of attending, and it covers aid recipients rather than all graduates.
How should I verify final details about Union College?
CampusPin compiles institutional data from public datasets like IPEDS and the College Scorecard, plus institutional websites and editorial review. Before applying, paying a deposit, or making a final decision, confirm admissions requirements, current tuition, financial aid, deadlines, and program details directly with Union College.
Does Union College get a "lower earnings" warning on the FAFSA?
No. In the Department of Education's March 2026 data, which the FAFSA uses now, Union College's graduates' median earnings four years after completing were $86,036, above the $34,635 median for high school graduates aged 25 to 34 nationally, so first-year students who list it do not see the lower-earnings notice. The figure describes the whole institution, not any one program.

Data sources & methodology

Reporting period: 2024. Last verified: May 19, 2025.

Facts on this profile of Union College are compiled from federal datasets and the institution's own published information.

Sources used across this page

Not every source informs every figure. Each data point draws on the source appropriate to it see the relevant section and the data dictionary for field-level provenance.

Where a value is unavailable it is shown as unavailable, never as 0, free, or a negative judgment. Always confirm final details with the institution before applying.

Suggested citation

CampusPin. (2024). Union College, college profile. Retrieved from https://campuspin.com/schools/union-college--2

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CampusPin compiles college information from recent publicly available data, including federal and institutional sources. College information can change as institutions and public agencies release new data.

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