Aid signal
Strong aid for lower incomes
Reported net price for the $0–30k band runs below average.
Source: IPEDS 2024
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University of Massachusetts Lowell
Lowell, MA
University of Massachusetts Lowell at a glance
University of Massachusetts Lowell is a public university in Lowell, Massachusetts with 16,598 students (IPEDS, fall 2024 enrollment). It admitted 83% of applicants (IPEDS, applicants for fall 2024). Its published in-state tuition is $16,966 (IPEDS, charges for academic year 2024-25); students who received federal aid paid an average net price of $17,163 a year after grants (College Scorecard, a prior cohort). 65% of students finish within the federal tracking window (IPEDS, Graduation Rates 2024 collection: 4-year cohort 2018, 2-year cohort 2021); 53% of students take federal loans, and borrowers leave with a median $23,704 (College Scorecard). By program, the highest graduate earnings four years after finishing are in Electrical Engineering, master's ($137,144) and Computer and Information Sciences, master's ($132,707) (College Scorecard, 2017-19 graduates).
Tuition
$16,966
2024-25
Acceptance
83%
Fall 2024 applicants
Students
16,598
Fall 2024
Type
University
Setting
Urban
Cost & Financial Aid
In-State Tuition
$16,966
Out-of-State Tuition
$36,264
Avg On-Campus Living
$16,148
Avg Off-Campus Living
$6,900
Financial Aid & Outcomes
College Scorecard
What will it actually cost?
Sticker price: $33,114
Net price (after aid): $17,163
Most students pay the net price after financial aid, not the sticker price.
Net price by family income
$0 – $30k: $9,943
$30k – $48k: $10,199
$48k – $75k: $12,141
$75k – $110k: $16,460
$110k+: $26,139 (above the federal borrowing ceiling)
Can federal loans cover it? (2026 limits)
For families earning $110k+, the average net price here is above the $25,500 a first-year dependent student and their parents can borrow federally from 1 July 2026, by up to $639. That part has to come from savings, income, work, or private loans.
The ceiling is $5,500 in the student’s own Direct Loan plus up to $20,000 in Parent PLUS, which requires that the parent has no adverse credit history. Net prices are averages for a prior cohort of aid recipients, not a quote. Source: Federal Student Aid loan limits. Where this gap is largest.
After graduation
Median earnings (10yr): $64,874
Median debt at graduation: $23,704
Earnings-to-debt ratio
Moderate · 2.7×Graduates earn about 2.7× their median debt every year.
Financial access
Students on Pell Grants: 30%
Pell Grants are federal aid for students from low-income families.
Students with federal loans: 53%
Share of students who borrowed to pay for school.
Some fields may not be reported by this institution. Verify final details with the school directly.
How does cost line up with outcomes across colleges? See our analysis of college cost vs. graduation and earnings, an association shaped by selectivity and sector, not proof a pricier college pays off.
FAFSA earnings check
: Not flaggedUniversity of Massachusetts Lowell does not trigger the FAFSA's "lower earnings" notice. Its graduates' median earnings four years after completing were $85,593, above the $39,139 median for high school graduates aged 25 to 34 in Massachusetts.
This is one figure for the whole institution, not for any program: earnings differ by credential and field. It covers graduates who completed in 2017-18 and 2018-19, received federal aid, and were working and not enrolled when earnings were measured in 2022 and 2023, in January 2026 dollars. The Department says the notice is informational only: it does not change aid eligibility. Source: U.S. Department of Education, FSA Data Center, March 2026 release. Which colleges are flagged, and what changed.
Student Outcomes
Graduation Rate
65%
Freshman Retention
84%
Source: IPEDS, charges for academic year 2024-25 (provisional release)
Final aid offers, scholarships, and net price vary per family. Always verify with the school's financial aid office.
Scholarships available
Decision support · Cost & value
Quick Decision Highlights
The strongest cost, aid, and value reasons to consider this school.
Strong post-grad earnings
$64.9k above avg
Strong completion rate
65%
Strong year-1 retention
84% above avg
Affordability snapshot
In-state tuition
$17k
Out-of-state
$36.3k
Net price
$17.2k
Pell
30%
Median debt
$23.7k
Earnings (10y)
$64.9k
above avg
“Avg” comparisons reference national IPEDS / College Scorecard averages (~2022–23); figures are directional and vary by school and year.
Admissions
Acceptance rate
83%
SAT range
1180 - 1370
ACT range
25 - 32
Source: IPEDS, applicants for fall 2024 (provisional release)
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Location
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UniversitiesCommunity Colleges1 school
Institution does not report this
Lowell, MA 01854
Academics
Studying online: a large share study entirely online
In Fall 2023, 5,028 of University of Massachusetts Lowell's 16,770 students (30%) were enrolled entirely at a distance. A further 1,850 (11%) took at least one distance course alongside in-person study.
Distance-education figures count STUDENTS enrolled in Fall 2023, not programs on offer. "Exclusively at a distance" means a student took only distance courses that term. A college with few or no such students may still run online courses or an online degree, so a low figure is not evidence that online study is unavailable, and a high one is not a judgement of quality either way.
U.S. Department of Education, IPEDS Fall Enrollment (distance education status), Fall 2023
Fields of study
University of Massachusetts Lowell reported conferring credentials in 78 different fields to the federal government. See which ones, and at what credential level.
Campus & Student Life
Area Safety Rating
Decision support
Similar schools
Worth a closer look if University of Massachusetts Lowell caught your interest.
University of Massachusetts-Dartmouth
North Dartmouth, MA
Tuition $15,612 91% acceptSame state. Similar tuition. Similar acceptance.University of Massachusetts Boston
Boston, MA
Tuition $15,908 84% acceptSame state. Similar tuition. Similar acceptance.University of Massachusetts Amherst
Amherst, MA
Tuition $17,772 60% acceptSame state. Similar tuition. Same school type.Massachusetts College of Art and Design
Boston, MA
Tuition $15,400 76% acceptSame state. Similar tuition. Similar acceptance.Westfield State University
Westfield, MA
Tuition $12,179 81% acceptSame state. Lower-cost option. Similar acceptance.Bridgewater State University
Bridgewater, MA
Tuition $11,808 88% acceptSame state. Lower-cost option. Similar acceptance.
Graduate earnings by program
What University of Massachusetts Lowell graduates earn, by program
University of Massachusetts Lowell's bachelor's graduates in Business Administration earned a median $75,859 four years after graduating, 11% above the $68,257 national median for the same program (2017-19 graduates, measured 2022-23, College Scorecard). One year after graduating, a later class (2018-20 graduates, measured 2020-21) earned a median $52,657; the two figures describe different graduates, not one class's growth. Graduates who borrowed took out a median $21,500 in federal loans at this college (about $228 a month on a 10-year plan), and had $25,000 in total federal debt including other colleges attended (same degree level).
68 programs at University of Massachusetts Lowell have federal earnings or debt figures, largest graduating classes first. Earnings: graduates of 2017-18 and 2018-19, earnings measured in 2022 and 2023, in 2024 dollars. Debt: graduates of 2018-19 and 2019-20. The national median is the same measure for every program in that field and credential in the U.S.
| Program | Median earnings, 4 yrs after | National median | Federal debt borrowed at this college (median) | Payment |
|---|---|---|---|---|
| Business Administration, Bachelor's | $75,859 | $68,257, +11% | $21,500 | $228/mo |
| Business Administration, Master's | $119,730 | $103,485, +16% | $21,720 | $247/mo |
| Criminal Justice, Bachelor's | $66,258 | $55,378, +20% | $21,502 | $228/mo |
| Psychology, Bachelor's | $57,489 | $50,706, +13% | $23,250 | $246/mo |
| Computer Science, Bachelor's | $111,612 | $107,009, +4% | $25,000 | $265/mo |
| Mechanical Engineering, Bachelor's | $94,841 | $92,135, +3% | $25,000 | $265/mo |
| Information Science, Bachelor's | $89,715 | $85,294, +5% | $21,990 | $233/mo |
| Biology, Bachelor's | $76,149 | $57,214, +33% | $22,750 | $241/mo |
| Electrical Engineering, Bachelor's | $101,054 | $100,647, about the same | $25,413 | $269/mo |
| Criminal Justice, Master's | $109,714 | $66,714, +64% | $20,500 | $233/mo |
| Nursing (RN), Bachelor's | $93,650 | $88,910, +5% | $27,000 | $286/mo |
| English, Bachelor's | $54,039 | $48,590, +11% | $25,000 | $265/mo |
Compare what Business Administration pays at other colleges
What the job pays locally
- Mechanical Engineering graduates train as mechanical engineers: median $119,300 in Massachusetts.
- Electrical Engineering graduates train as electrical engineers: median $127,720 in Massachusetts.
- Nursing (RN) graduates train as registered nurses: median $104,550 in Massachusetts.
- Civil Engineering graduates train as civil engineers: median $106,730 in Massachusetts.
- Chemical Engineering graduates train as chemical engineers: median $118,000 in Massachusetts.
BLS Occupational Employment and Wage Statistics, May 2025: everyone working in the job, every experience level, not only recent graduates.
Show 56 more programs
| Program | Median earnings, 4 yrs after | National median | Federal debt borrowed at this college (median) | Payment |
|---|---|---|---|---|
| Liberal Arts and General Studies, Bachelor's | $51,492 | $53,072, −3% | $22,625 | $240/mo |
| Public Health, Bachelor's | $65,429 | $58,808, +11% | $24,982 | $265/mo |
| Civil Engineering, Bachelor's | $83,233 | $86,517, −4% | $27,000 | $286/mo |
| Business Administration, Graduate certificate | $128,785 | $94,506, +36% | — | — |
| Chemical Engineering, Bachelor's | $94,972 | $98,158, −3% | $26,825 | $284/mo |
| Computer Engineering, Bachelor's | $97,547 | $109,015, −11% | $26,277 | $279/mo |
| Engineering-Related Fields, Master's | — | $125,651 | — | — |
| Biomedical/Medical Engineering, Bachelor's | — | $93,451 | $24,776 | $263/mo |
| International Relations and National Security Studies, Master's | $103,784 | $95,627, +9% | $19,662 | $224/mo |
| Curriculum and Instruction, Master's | $66,277 | $63,399, +5% | $20,500 | $233/mo |
| Electrical Engineering, Master's | $137,144 | $133,654, +3% | — | — |
| Mathematics, Bachelor's | $72,826 | $69,562, +5% | $23,735 | $252/mo |
| Computer and Information Sciences, Master's | $132,707 | $124,201, +7% | — | — |
| Criminal Justice, Undergraduate certificate | $50,742 | $57,702, −12% | $9,500 | $101/mo |
| Mechanical Engineering, Master's | $117,288 | $115,974, about the same | — | — |
| Criminal Justice, Graduate certificate | $97,509 | $74,072, +32% | — | — |
| Computer Science, Master's | $151,603 | $145,571, +4% | — | — |
| Public Health, Master's | $73,712 | $82,751, −11% | $38,228 | $435/mo |
| Music, Bachelor's | $53,384 | $42,892, +24% | $27,000 | $286/mo |
| Polymer/Plastics Engineering, Bachelor's | $100,428 | $92,919, +8% | $27,000 | $286/mo |
| Clinical Laboratory Science, Bachelor's | $86,040 | $75,975, +13% | $26,393 | $280/mo |
| Polymer/Plastics Engineering, Master's | $107,285 | $114,668, −6% | — | — |
| Psychology, Graduate certificate | $65,990 | $62,083, +6% | $20,500 | $233/mo |
| Civil Engineering, Master's | $94,416 | $98,323, −4% | — | — |
| History, Bachelor's | $55,973 | $50,680, +10% | $22,564 | $239/mo |
| Nursing (RN), Master's | $125,044 | $120,193, +4% | $34,093 | $388/mo |
| Health and Medical Administration, Master's | $119,763 | $89,981, +33% | — | — |
| Biomedical/Medical Engineering, Master's | $107,285 | $106,375, about the same | — | — |
| Computer Engineering, Master's | $130,170 | $136,736, −5% | — | — |
| Political Science, Bachelor's | $63,584 | $63,293, about the same | $18,173 | $193/mo |
| Accounting, Master's | $111,662 | $95,833, +17% | $23,375 | $266/mo |
| Educational Administration, Doctoral | — | $100,573 | $19,765 | $225/mo |
| Natural Resources and Conservation, Bachelor's | $59,783 | $55,012, +9% | $26,125 | $277/mo |
| Design and Applied Arts, Bachelor's | — | $51,490 | $24,075 | $255/mo |
| Chemistry, Bachelor's | $74,568 | $65,120, +15% | $26,737 | $283/mo |
| Economics, Bachelor's | $76,822 | $82,686, −7% | $23,250 | $246/mo |
| Finance, Master's | — | $110,694 | — | — |
| Teacher Education (by subject), Master's | $69,694 | $63,707, +9% | — | — |
| Nutrition Sciences, Bachelor's | $69,604 | $60,053, +16% | $27,307 | $289/mo |
| Educational Administration, Master's | $82,921 | $71,685, +16% | — | — |
| Information Science, Undergraduate certificate | $91,498 | $58,325, +57% | — | — |
| Fine and Studio Arts, Bachelor's | $52,637 | $41,367, +27% | $25,974 | $275/mo |
| Health and Medical Administration, Graduate certificate | $78,018 | $99,117, −21% | — | — |
| Physics, Bachelor's | $91,438 | $76,786, +19% | $21,677 | $230/mo |
| Information Science, Associate's | $75,423 | $56,799, +33% | $16,496 | $175/mo |
| Biology, Master's | — | $69,830 | — | — |
| Sociology, Bachelor's | $55,361 | $52,657, +5% | $21,500 | $228/mo |
| Physics, Master's | $95,208 | $96,478, about the same | — | — |
| Computer and Information Sciences, Undergraduate certificate | $85,543 | $50,984, +68% | — | — |
| Mathematics, Master's | — | $72,654 | — | — |
| Psychology, Master's | — | $64,711 | — | — |
| Mechanical Engineering Related Technologies/Technicians, Bachelor's | $120,219 | $82,073, +46% | — | — |
| Philosophy, Bachelor's | $68,629 | $54,455, +26% | — | — |
| Peace Studies and Conflict Resolution, Master's | — | $70,267 | — | — |
| Rehabilitation and Therapy, Bachelor's | $72,958 | $55,792, +31% | $26,147 | $277/mo |
| Rehabilitation and Therapy, Doctoral | $85,128 | $82,893, +3% | $61,500 | $700/mo |
Median earnings of graduates who received federal student aid, worked, and were not enrolled in school; debt is the median federal loans borrowed at this college by graduates who borrowed (Direct Subsidized, Unsubsidized and Grad PLUS; not Parent PLUS, private loans or interest). Programs with too few graduates are suppressed by the Department of Education. Monthly payment assumes a standard 10-year plan. Source: U.S. Department of Education, College Scorecard, field-of-study data, 10 June 2026. Download every program (CSV). Same degree, different paycheck: what the national data show. Over the Cap: graduate programs where typical debt exceeds the federal loan limits in force since July 2026. Nursing graduates vs RN pay by state: the early-career benchmark.
Frequently asked questions
About University of Massachusetts Lowell
Built from CampusPin profile data. Always verify final admissions, cost, financial aid, and program details with the institution before applying. See our data methodology and data dictionary.
- Where is University of Massachusetts Lowell located?
- University of Massachusetts Lowell is located in Lowell, MA, in the United States.
- What type of institution is University of Massachusetts Lowell?
- University of Massachusetts Lowell is a public university based in MA. CampusPin classifies institutions as either four-year universities or two-year community colleges, with control labeled public or private.
- What is the acceptance rate at University of Massachusetts Lowell?
- The most recently reported acceptance rate at University of Massachusetts Lowell is approximately 83% (IPEDS, applicants for fall 2024). Acceptance rate signals selectivity but does not predict any individual applicant's outcome and is not a measure of school quality. CampusPin reports the federally-published value; verify the current cycle with the institution.
- What is the tuition at University of Massachusetts Lowell?
- University of Massachusetts Lowell's published in-state tuition is approximately $16,966 per year (IPEDS, charges for academic year 2024-25). This is the published price before financial aid; the net price most students actually pay is typically lower. Verify the current academic-year tuition with the institution before applying.
- How many students attend University of Massachusetts Lowell?
- University of Massachusetts Lowell reports total enrollment of approximately 16,598 students (undergraduate plus graduate) (IPEDS, fall 2024 enrollment). Total enrollment is a useful sizing signal, see the institutional profile for additional breakdowns when available.
- How much does University of Massachusetts Lowell actually cost after financial aid?
- The average net price at University of Massachusetts Lowell is approximately $17,163 per year. Net price is the total cost of attendance minus grants and scholarships that never have to be repaid, so it is what students actually paid rather than the published sticker price. What families pay varies with income: students from families earning under $30,000 paid about $9,943 on average, and those from families earning $110,000 or more about $26,139. These are averages for students who received federal aid in a prior cohort, not a quote for any individual family. Run the institution's own Net Price Calculator for a figure specific to you.
- What is the graduation rate at University of Massachusetts Lowell?
- University of Massachusetts Lowell reports a graduation rate of approximately 65% (IPEDS, Graduation Rates 2024 collection: 4-year cohort 2018, 2-year cohort 2021). This measures the share of a prior entering cohort who completed their degree within the federal tracking window. It reflects who enrolls as much as what the institution does, so it is not on its own a measure of teaching quality, and it is not comparable across institutions serving very different students.
- How much student debt do graduates of University of Massachusetts Lowell have?
- Students who borrowed at University of Massachusetts Lowell left with a median of approximately $23,704 in federal loans, and about 53% of students took federal loans at all. Both numbers matter: a median describes only the students who borrowed, so it reads very differently at a school where most students borrow than at one where few do. Federal loans only, so private and parent borrowing are not included.
- How much do graduates of University of Massachusetts Lowell earn?
- Median earnings approximately ten years after entry are $64,874 for students who received federal financial aid at University of Massachusetts Lowell. This reflects the mix of programs the institution offers and the students who enroll, not the effect of attending, and it covers aid recipients rather than all graduates.
- How should I verify final details about University of Massachusetts Lowell?
- CampusPin compiles institutional data from public datasets like IPEDS and the College Scorecard, plus institutional websites and editorial review. Before applying, paying a deposit, or making a final decision, confirm admissions requirements, current tuition, financial aid, deadlines, and program details directly with University of Massachusetts Lowell.
- How much do Business Administration graduates from University of Massachusetts Lowell earn?
- University of Massachusetts Lowell's bachelor's graduates in Business Administration earned a median $75,859 four years after graduating, 11% above the $68,257 national median for the same program (2017-19 graduates, measured 2022-23, College Scorecard). One year after graduating, a later class (2018-20 graduates, measured 2020-21) earned a median $52,657; the two figures describe different graduates, not one class's growth. Graduates who borrowed took out a median $21,500 in federal loans at this college (about $228 a month on a 10-year plan), and had $25,000 in total federal debt including other colleges attended (same degree level).
- How much do Criminal Justice graduates from University of Massachusetts Lowell earn?
- University of Massachusetts Lowell's bachelor's graduates in Criminal Justice earned a median $66,258 four years after graduating, 20% above the $55,378 national median for the same program (2017-19 graduates, measured 2022-23, College Scorecard). One year after graduating, a later class (2018-20 graduates, measured 2020-21) earned a median $41,938; the two figures describe different graduates, not one class's growth. Graduates who borrowed took out a median $21,502 in federal loans at this college (about $228 a month on a 10-year plan), and had $26,000 in total federal debt including other colleges attended (same degree level).
- Which programs at University of Massachusetts Lowell have the highest graduate earnings?
- Among the 39 programs at University of Massachusetts Lowell with a federal earnings figure from at least 30 graduates, the highest medians four years after graduating were Electrical Engineering, master's ($137,144); Computer and Information Sciences, master's ($132,707); and Business Administration, master's ($119,730) (2017-19 graduates, measured 2022-23, College Scorecard). That order is one federal measure, not a ranking of program quality: earnings reflect the field and where graduates go to work as well as the program.
- Does University of Massachusetts Lowell get a "lower earnings" warning on the FAFSA?
- No. In the Department of Education's March 2026 data, which the FAFSA uses now, University of Massachusetts Lowell's graduates' median earnings four years after completing were $85,593, above the $39,139 median for high school graduates aged 25 to 34 in Massachusetts, so first-year students who list it do not see the lower-earnings notice. The figure describes the whole institution, not any one program.
Fields this college awarded credentials in
The 14 largest of 78 fields University of Massachusetts Lowell reported, by credentials conferred in 2024-25, using the federal classification of each field. The level is the highest credential actually awarded, which is not always the one a field is best known for.
| Field | Awarded | Level |
|---|---|---|
| Business Administration, Management and Operations | 1,118 | Graduate (554 graduate · 564 bachelor's) |
| Criminal Justice and Corrections | 316 | Graduate (123 graduate · 160 bachelor's · 33 certificate) |
| Psychology, General | 277 | Graduate (27 graduate · 250 bachelor's) |
| Computer Science | 266 | Graduate (113 graduate · 153 bachelor's) |
| Mechanical Engineering | 214 | Graduate (46 graduate · 168 bachelor's) |
| Information Science/Studies | 145 | Bachelor's (120 bachelor's · 12 associate · 13 certificate) |
| Biology, General | 138 | Graduate (23 graduate · 115 bachelor's) |
| Electrical, Electronics, and Communications Engineering | 134 | Graduate (50 graduate · 84 bachelor's) |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | 102 | Graduate (27 graduate · 75 bachelor's) |
| Civil Engineering | 91 | Graduate (25 graduate · 66 bachelor's) |
| Liberal Arts and Sciences, General Studies and Humanities | 82 | Bachelor's |
| Computer Engineering | 77 | Graduate (26 graduate · 51 bachelor's) |
| Public Health | 77 | Graduate (17 graduate · 60 bachelor's) |
| Biomedical/Medical Engineering | 73 | Graduate (31 graduate · 42 bachelor's) |
Fields are as classified in the federal IPEDS completions collection, which records credentials already conferred. A field listed here was awarded in the reporting year; it does not confirm the program is currently admitting students, and a field CampusPin has no guide for is still shown under its official federal title. Confirm current offerings with the institution.
Explore more
Compare colleges side by side. All colleges in Massachusetts. Massachusetts college costs by family income. Student debt at Massachusetts colleges. Computer science in Massachusetts. Business in Massachusetts. Nursing in Massachusetts. Psychology in Massachusetts. Engineering in Massachusetts.
Always verify final admissions, cost, financial aid, and program details with University of Massachusetts Lowell before applying.
Data sources & methodology
Reporting period: 2024. Last verified: June 10, 2026.
Facts on this profile of University of Massachusetts Lowell are compiled from federal datasets and the institution's own published information.
Sources used across this page
Not every source informs every figure. Each data point draws on the source appropriate to it see the relevant section and the data dictionary for field-level provenance.
IPEDS / NCES College Navigator
Federal enrollment, admissions, tuition, retention, and program data. Released annually with a 1–2 year lag.
U.S. Department of Education College Scorecard
Net price by income band, post-graduation earnings, and federal aid context.
Clery Act campus security reports
Annual campus security and fire-safety disclosures required of U.S. institutions.
Institutional websites
Each school's official admissions, registrar, and financial-aid pages are the authoritative source for current details.
Where a value is unavailable it is shown as unavailable, never as 0, free, or a negative judgment. Always confirm final details with the institution before applying.
Suggested citation
CampusPin. (2024). University of Massachusetts Lowell, college profile. Retrieved from https://campuspin.com/schools/university-of-massachusetts-lowell
About this information
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