Lower net price
After typical aid, families pay below the national average.
Williamsburg, KY
University of the Cumberlands is a private university in Williamsburg, Kentucky with 22,120 students (IPEDS, fall 2024 enrollment). It admitted 99% of applicants (IPEDS, applicants for fall 2024). Its published tuition is $9,875 (IPEDS, charges for academic year 2024-25); students who received federal aid paid an average net price of $14,107 a year after grants (College Scorecard, a prior cohort). 50% of students finish within the federal tracking window (IPEDS, Graduation Rates 2024 collection: 4-year cohort 2018, 2-year cohort 2021); 68% of students take federal loans, and borrowers leave with a median $14,911 (College Scorecard). By program, the highest graduate earnings four years after finishing are in Allied Health (diagnostic and treatment), master's ($118,251) and Business Administration, doctoral ($98,100) (College Scorecard, 2017-19 graduates).
Tuition
$9,875
2024-25
Acceptance
99%
Fall 2024 applicants
Students
22,120
Fall 2024
Type
University
Setting
Rural
In-State Tuition
$9,875
Out-of-State Tuition
$9,875
Avg On-Campus Living
$9,300
Avg Off-Campus Living
$13,365
Financial Aid & Outcomes
College Scorecard
What will it actually cost?
Most students pay the net price after financial aid, not the sticker price.
Net price by family income
Can federal loans cover it? (2026 limits)
At every income level reported here, the average net price is within the $25,500 a first-year dependent student and their parents can borrow from the federal government for loans made from 1 July 2026.
The ceiling is $5,500 in the student’s own Direct Loan plus up to $20,000 in Parent PLUS, which requires that the parent has no adverse credit history. Net prices are averages for a prior cohort of aid recipients, not a quote. Source: Federal Student Aid loan limits. Where this gap is largest.
After graduation
Earnings-to-debt ratio
Strong · 3.0×Graduates earn about 3.0× their median debt every year.
Financial access
Pell Grants are federal aid for students from low-income families.
Share of students who borrowed to pay for school.
Some fields may not be reported by this institution. Verify final details with the school directly.
How does cost line up with outcomes across colleges? See our analysis of college cost vs. graduation and earnings, an association shaped by selectivity and sector, not proof a pricier college pays off.
FAFSA earnings check
: Not flaggedUniversity of the Cumberlands does not trigger the FAFSA's "lower earnings" notice. Its graduates' median earnings four years after completing were $54,714, above the $33,352 median for high school graduates aged 25 to 34 in Kentucky.
This is one figure for the whole institution, not for any program: earnings differ by credential and field. It covers graduates who completed in 2017-18 and 2018-19, received federal aid, and were working and not enrolled when earnings were measured in 2022 and 2023, in January 2026 dollars. The Department says the notice is informational only: it does not change aid eligibility. Source: U.S. Department of Education, FSA Data Center, March 2026 release. Which colleges are flagged, and what changed.
Student Outcomes
Graduation Rate
50%
Freshman Retention
74%
Source: IPEDS, charges for academic year 2024-25 (provisional release)
Final aid offers, scholarships, and net price vary per family. Always verify with the school's financial aid office.
Decision support · Cost & value
The strongest cost, aid, and value reasons to consider this school.
After typical aid, families pay below the national average.
Reported net price for the $0–30k band runs below average.
Affordability snapshot
Tuition
$9.9k
below avg
Net price
$14.1k
below avg
Pell
53%
above avg
Median debt
$14.9k
below avg
Earnings (10y)
$45k
“Avg” comparisons reference national IPEDS / College Scorecard averages (~2022–23); figures are directional and vary by school and year.
Acceptance rate
99%
SAT range
Institution does not report this
Institution does not report this
ACT range
Institution does not report this
Institution does not report this
Source: IPEDS, applicants for fall 2024 (provisional release)
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Williamsburg, KY 40769
Studying online: most students study entirely online
In Fall 2023, 11,858 of University of the Cumberlands's 20,327 students (58%) were enrolled entirely at a distance. A further 7,220 (36%) took at least one distance course alongside in-person study.
Distance-education figures count STUDENTS enrolled in Fall 2023, not programs on offer. "Exclusively at a distance" means a student took only distance courses that term. A college with few or no such students may still run online courses or an online degree, so a low figure is not evidence that online study is unavailable, and a high one is not a judgement of quality either way.
U.S. Department of Education, IPEDS Fall Enrollment (distance education status), Fall 2023
Fields of study
University of the Cumberlands reported conferring credentials in 48 different fields to the federal government. See which ones, and at what credential level.
Decision support
Worth a closer look if University of the Cumberlands caught your interest.
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Graduate earnings by program
University of the Cumberlands's master's graduates in Business Administration earned a median $76,452 four years after graduating, 26% below the $103,485 national median for the same program (2017-19 graduates, measured 2022-23, College Scorecard). One year after graduating, a later class (2018-20 graduates, measured 2020-21) earned a median $66,940; the two figures describe different graduates, not one class's growth. Graduates who borrowed took out a median $16,263 in federal loans at this college (about $185 a month on a 10-year plan).
27 programs at University of the Cumberlands have federal earnings or debt figures, largest graduating classes first. Earnings: graduates of 2017-18 and 2018-19, earnings measured in 2022 and 2023, in 2024 dollars. Debt: graduates of 2018-19 and 2019-20. The national median is the same measure for every program in that field and credential in the U.S.
| Program | Median earnings, 4 yrs after | National median | Federal debt borrowed at this college (median) | Payment |
|---|---|---|---|---|
| Business Administration, Master's | $76,452 | $103,485, −26% | $16,263 | $185/mo |
| Teacher Education (by grade level), Master's | $45,849 | $59,916, −23% | $17,564 | $200/mo |
| Educational Administration, Master's | $61,352 | $71,685, −14% | $21,878 | $249/mo |
| Clinical and Counseling Psychology, Master's | $54,874 | $65,184, −16% | $43,350 | $493/mo |
| Curriculum and Instruction, Master's | $48,120 | $63,399, −24% | $11,852 | $135/mo |
| Special Education, Master's | — | $64,397 | $19,508 | $222/mo |
| Business, Bachelor's | $59,760 | $68,407, −13% | $15,568 | $165/mo |
| Business Administration, Doctoral | $98,100 | $113,566, −14% | $32,333 | $368/mo |
| Teacher Education (by subject), Master's | $47,846 | $63,707, −25% | $12,997 | $148/mo |
| Student Counseling, Master's | $52,175 | $60,111, −13% | $21,171 | $241/mo |
| Psychology, Bachelor's | $40,751 | $50,706, −20% | $13,730 | $146/mo |
| Educational Administration, Doctoral | $92,853 | $100,573, −8% | $31,421 | $357/mo |
Compare what Business Administration pays at other colleges
What the job pays locally
BLS Occupational Employment and Wage Statistics, May 2025: everyone working in the job, every experience level, not only recent graduates.
| Program | Median earnings, 4 yrs after | National median | Federal debt borrowed at this college (median) | Payment |
|---|---|---|---|---|
| Human Services, Bachelor's | $37,823 | $48,597, −22% | $17,669 | $187/mo |
| Teacher Education (by grade level), Bachelor's | $40,093 | $47,382, −15% | $19,500 | $207/mo |
| Kinesiology and Exercise Science, Bachelor's | $45,660 | $54,562, −16% | $19,587 | $208/mo |
| Nursing (RN), Bachelor's | $94,183 | $88,910, +6% | $8,358 | $89/mo |
| Criminal Justice, Master's | — | $66,714 | $27,405 | $312/mo |
| Criminal Justice, Bachelor's | $41,785 | $55,378, −25% | $23,375 | $248/mo |
| Computer and Information Sciences, Bachelor's | — | $92,374 | $21,635 | $229/mo |
| Accounting, Bachelor's | — | $76,194 | $19,987 | $212/mo |
| Allied Health (diagnostic and treatment), Master's | $118,251 | $127,347, −7% | $118,662 | $1,350/mo |
| Mental Health and Social Services, Bachelor's | $45,061 | $52,119, −14% | $16,216 | $172/mo |
| Biology, Bachelor's | $59,702 | $57,214, +4% | $17,500 | $186/mo |
| Health Sciences, Master's | — | $78,149 | — | — |
| Nursing (RN), Master's | — | $120,193 | $36,462 | $415/mo |
| Religious Education, Bachelor's | $39,211 | $43,633, −10% | $21,593 | $229/mo |
| Communication, Bachelor's | $40,699 | $56,359, −28% | $20,339 | $216/mo |
Median earnings of graduates who received federal student aid, worked, and were not enrolled in school; debt is the median federal loans borrowed at this college by graduates who borrowed (Direct Subsidized, Unsubsidized and Grad PLUS; not Parent PLUS, private loans or interest). Programs with too few graduates are suppressed by the Department of Education. Monthly payment assumes a standard 10-year plan. Source: U.S. Department of Education, College Scorecard, field-of-study data, 10 June 2026. Download every program (CSV). Same degree, different paycheck: what the national data show. Over the Cap: graduate programs where typical debt exceeds the federal loan limits in force since July 2026. Nursing graduates vs RN pay by state: the early-career benchmark.
Frequently asked questions
Built from CampusPin profile data. Always verify final admissions, cost, financial aid, and program details with the institution before applying. See our data methodology and data dictionary.
Fields this college awarded credentials in
The 14 largest of 48 fields University of the Cumberlands reported, by credentials conferred in 2024-25, using the federal classification of each field. The level is the highest credential actually awarded, which is not always the one a field is best known for.
| Field | Awarded | Level |
|---|---|---|
| Computer and Information Sciences, General | 1,055 | Graduate (986 graduate · 59 bachelor's · 10 associate) |
| Business Administration, Management and Operations | 737 | Graduate (731 graduate · 6 bachelor's) |
| Management Sciences and Quantitative Methods | 717 | Graduate |
| Teacher Education and Professional Development, Specific Levels and Methods | 636 | Graduate (506 graduate · 130 bachelor's) |
| Educational Administration and Supervision | 485 | Graduate |
| Information Science/Studies | 363 | Graduate |
| Computer/Information Technology Administration and Management | 344 | Graduate (298 graduate · 46 associate) |
| Clinical, Counseling and Applied Psychology | 329 | Graduate |
| Special Education and Teaching | 309 | Graduate |
| Liberal Arts and Sciences, General Studies and Humanities | 298 | Bachelor's (272 bachelor's · 26 associate) |
| Business/Commerce, General | 238 | Bachelor's (215 bachelor's · 22 associate · 1 certificate) |
| Psychology, General | 174 | Bachelor's (143 bachelor's · 31 associate) |
| Sports, Kinesiology, and Physical Education/Fitness | 166 | Graduate (32 graduate · 124 bachelor's · 9 associate · 1 certificate) |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | 164 | Graduate (34 graduate · 130 bachelor's) |
Fields are as classified in the federal IPEDS completions collection, which records credentials already conferred. A field listed here was awarded in the reporting year; it does not confirm the program is currently admitting students, and a field CampusPin has no guide for is still shown under its official federal title. Confirm current offerings with the institution.
Explore more
Always verify final admissions, cost, financial aid, and program details with University of the Cumberlands before applying.
Data sources & methodology
Facts on this profile of University of the Cumberlands are compiled from federal datasets and the institution's own published information.
Sources used across this page
Not every source informs every figure. Each data point draws on the source appropriate to it see the relevant section and the data dictionary for field-level provenance.
IPEDS / NCES College Navigator
Federal enrollment, admissions, tuition, retention, and program data. Released annually with a 1–2 year lag.
U.S. Department of Education College Scorecard
Net price by income band, post-graduation earnings, and federal aid context.
Clery Act campus security reports
Annual campus security and fire-safety disclosures required of U.S. institutions.
Institutional websites
Each school's official admissions, registrar, and financial-aid pages are the authoritative source for current details.
Where a value is unavailable it is shown as unavailable, never as 0, free, or a negative judgment. Always confirm final details with the institution before applying.
Suggested citation
CampusPin. (2024). University of the Cumberlands, college profile. Retrieved from https://campuspin.com/schools/university-of-the-cumberlands
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